The Richard R. Green Insurance Agency, Inc.
The Richard R. Green Insurance Agency was founded with the belief that our clients would be treated as human beings and not numbers. Our Goal is to provide outstanding service and superior coverage to each and every one of our customers. We will help you identify your individual insurance needs in order to develop the most comprehensive, cost-effective solution. The Richard R. Green Insurance Agency will accomplish this by providing you with a licensed, educated, full-time staff and will do it in a friendly, efficient and professional atmosphere.
Insurance companies that we represent:
AmTrust, American Collectors, Arbella Mutual, Bristol West, Foremost, Grundy Worldwide, Hagerty, Liberty Mutual, Main Street America, MAPFRE, MPIUA, National Grange, New London County, Norfolk & Dedham, Safeco, State Auto, Stillwater, Swyfft, The Hartford, Travelers, and Universal Property. See more information »
Richard R. Green, LIA
Richard “Rick” Green is the co-founder of Richard R. Green Insurance Agency. Rick has been licensed in Property and Casualty, Life, Accident & Health for the past 32 years. He has served as a Selectman in Hampden, President of the Hampden Lions Club and the Hampden Parks & Recreation Association. He is presently serving as a member on the Hampden Planning Board. He lives in Hampden with his wife and business partner, Marcia. In his spare time, Rick enjoys playing golf and tennis as well as spending time with his family.
Auto Insurance
Home Insurance
Commercial Insurance
Life Insurance
Personal Umbrella
Specialty Services
We Are An Independent Insurance Agency
We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment.
We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Our professional staff analyzes your insurance requirements first from the viewpoint of RISK MANAGEMENT. By risk elimination, risk reduction, risk transfer or risk assumption the cost of your package of insurance may be considerably reduced.
Our Aims…
To reduce your insurance cost and gaps in coverage.
What is recreational vehicle insurance?
Recreational vehicle insurance is coverage designed for vehicles used for travel, camping, boating, and outdoor activities. It can help protect motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles from certain accidents and losses.
Does my auto insurance cover a camper trailer?
Your auto policy may provide liability coverage while you are towing a camper, but it may not cover damage to the camper itself. A separate camper policy can provide broader protection for theft, weather damage, accidents, and other covered losses.
What coverage should I consider for a boat?
Common boat insurance options include liability, collision, comprehensive, medical payments, and coverage for equipment. Boat owners in Hampden and Monson, MA may also want to consider towing or emergency assistance coverage.
Can ATV insurance cover property damage?
ATV liability coverage may help pay if you accidentally damage another person’s property while riding. It can also help with certain injury claims if you are responsible for an accident.
Is a Jet Ski covered by homeowners insurance?
Homeowners insurance may provide very limited coverage for a Jet Ski or personal watercraft. A separate policy is usually needed for liability, physical damage, theft, and accidents on the water.
Does motorhome insurance cover belongings inside the RV?
Motorhome insurance may include coverage for personal belongings such as clothing, camping supplies, electronics, and kitchen items. Coverage limits can vary, so travelers from MA should review how much protection is included.
Can I get insurance for a used recreational vehicle?
Yes, used motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles can usually be insured. The vehicle’s age, condition, value, and prior damage may affect the available coverage and cost.
What is comprehensive recreational insurance coverage?
Comprehensive coverage can help pay for damage that is not caused by a collision. This may include theft, vandalism, fire, falling objects, or certain weather-related damage in MA.
Does recreational insurance cover accidents during transportation?
Coverage may be available if a boat, ATV, Jet Ski, or snowmobile is damaged while being transported on a trailer. The exact protection depends on the recreational policy, trailer coverage, and how the accident occurred.
How can I lower the cost of recreational insurance?
Choosing a higher deductible, maintaining a good driving record, completing safety courses, and bundling policies may help reduce premiums. Discounts and eligibility can vary among insurance companies serving Hampden and Monson, MA.
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The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.
The Richard R. Green Insurance Agency, Inc.
Email: richardgreenins@gmail.com
Hours: Mon-Thurs 9am-5pm
Friday 9am-3pm
We are proudly licensed in Massachusetts, Rhode Island, Connecticut, Maine, Vermont, and New Hampshire.
Our Locations
Hampden, MA 01036
Phone: 413-566-0028
Fax: 413-267-3496
128 Main Street
Monson, MA 01057
Fax: 413-267-3496
Services
